Helping Families Protect
What Matters Most
George Gadzik helps families plan for the future, protect what they have built, and support the next generation through thoughtful wealth and education planning.
More Than a Financial Plan
Why Work with George Gadzik?
Clear Planning for
Future Generations
Planning for your family’s future is about more than paperwork. It is about protecting what you have built and making sure it can support the people you care about.
George helps simplify tools like UTMA/UGMA accounts and 529 plans, so your family has a clearer plan for education, wealth transfer, and future generations.
Education Savings Planning
We help families set up and manage 529 college savings plans to support children or grandchildren.
These plans can be a helpful way to save for future education costs while keeping your family’s long-term goals in mind.
Custodial Accounts for Children
We help families understand and use UTMA and UGMA custodial accounts to set aside money for children or grandchildren.
These accounts can help support future needs while giving your family a clear plan for how the money is saved, managed, and eventually transferred.
Insurance & Income Planning
We help families review life insurance and annuities as part of their overall financial plan.
These tools may help provide income, protect loved ones, and support the transfer of wealth to the next generation. The goal is to make sure they fit your needs, your family, and your long-term plan.
Clear Planning for
Future Generations
Education Planning
We help families create a clear plan for future education expenses for children and grandchildren as part of their broader financial goals.
- For Families: 529 College Savings Plans may be considered as a way to save for future tuition and other qualified education expenses.
- The Goal: To help you plan ahead for education costs while keeping those goals aligned with your overall financial plan.
Protecting Income and Family Wealth
We help families review tools that may protect income, support loved ones, and reduce risk in the overall financial plan.
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For Individuals: We may review annuities as one possible way to support steady retirement income.
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For Business Owners: We may review life insurance as a way to help provide funds for family needs or business transition planning.
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The Goal: To help protect what you have built and make sure your plan can support your family through different stages of life.
Passing Wealth to Your Heirs
We help you create a clear plan for passing wealth to your heirs in a way that is organized and easier for your family to understand.
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We review how wealth may transfer across generations and look for possible gaps or areas that may need attention.
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We help simplify the process so your heirs are not left with confusion or unanswered questions.
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The Goal: To create a clear, thoughtful handoff that helps protect your family, reduce conflict, and preserve what you have built.
Frequently Asked Questions
Have questions? We are here to help make the process simple and clear.
How can I help protect my grandchildren’s education?
How can a 529 plan help with education expenses?
A 529 College Savings Plan can provide a tax-advantaged way to save for qualified education expenses.
George can help you understand how a 529 plan may fit into your family’s broader financial goals and explore considerations such as contributions, time horizon, and how the funds may be used.
How does life insurance fit into a family legacy plan?
Life insurance can be an important part of a family wealth plan. It may help provide money when your family needs it most, such as during a major life event or transition.
George can help you review how life insurance fits with your larger plan, including estate planning, family support, and passing wealth to the next generation.
Can I help protect my family’s wealth from market changes?
Yes. Annuities may be one tool to help create more steady retirement income.
When your income needs are planned for, it may help reduce pressure on other parts of your estate during changing markets. George can help review whether this type of strategy fits your goals, your family, and your long-term plan.
What is multi-generational wealth transfer planning?
Multi-generational wealth transfer planning helps you create a clear plan for how your wealth may support your children, grandchildren, and future family needs.
George helps organize your assets, explain your options, and document the steps for passing wealth forward. The goal is to reduce confusion and give your heirs a plan they can understand and follow.