Privacy Policy

Effective Date: May 7, 2026 At the office of George Gadzik, we recognize that your financial privacy is a cornerstone of our relationship. This Privacy Policy explains how information may be collected, used, shared, and retained when you visit this website, submit a form, communicate by phone, text, email, chat, or use related planning and communication tools. George Gadzik is an Investment Adviser Representative (“IAR”) of Your IA, LLC, and a licensed insurance agent in AZ, TX, CO, and FL. Investment advisory services and insurance services are offered through separate entities and are governed by different regulatory authorities. When offering insurance products, George Gadzik is compensated by commissions paid by the insurance company, which creates a financial incentive to recommend certain products. Commission amounts vary by product and carrier. Your IA, LLC does not sell insurance products, is not affiliated with any insurance carrier, and does not receive compensation from insurance sales unless otherwise disclosed in writing.

1. Information We Collect

To provide high-quality communication, scheduling, and planning support, we may collect information you voluntarily provide through this website, contact forms, scheduling tools, phone calls, text messages, email, chat, or other communication methods, including:

Contact Data: Name, email address, phone number, state of residence, preferred contact method, and preferred appointment time.
Inquiry Information: General information you choose to share about why you are contacting George Gadzik.
Planning Information: Information you choose to provide during a consultation or through an approved planning platform.
Technical Data: IP address, browser type, device information, pages visited, and website usage data used to improve website functionality and user experience.
Communication Records: Website form submissions, chat transcripts, text/SMS messages, call logs, voicemail recordings, call recordings if enabled, call transcripts or summaries if enabled, appointment requests, and related follow-up notes.

2. AI-Assisted Chat, Voice, and Receptionist Tools

This website and related communication systems may use AI-assisted receptionist, chat, voice, or text tools for limited administrative purposes. These tools are intended only to:

Answer basic receptionist-style questions
Help route calls, texts, or website inquiries
Capture limited basic contact information
Help request or schedule a follow-up
Direct users to George Gadzik or his team

The AI-assisted tools are not intended to provide financial advice, investment recommendations, insurance recommendations, tax advice, legal advice, portfolio analysis, market commentary, or client-specific guidance. If you ask a financial, investment, insurance, account-specific, tax, legal, or advisory question, the AI-assisted tool is intended to refer you to George Gadzik or another appropriate human representative.

3. Do Not Submit Sensitive Financial Information Through Chat, Voice, Text, or General Website Forms

Please do not submit confidential or sensitive financial information through AI chat, AI voice, text message, general website forms, or other non-secure communication channels. This includes, but is not limited to:

Social Security numbers
Account numbers
Usernames or passwords
Tax documents
Portfolio holdings
Custodian login information
Trade instructions
Money movement instructions
Medical information
Estate documents
Insurance policy documents
Detailed net worth statements
Other confidential financial or personal records

Detailed planning information should be submitted only through approved secure methods designated by George Gadzik.

4. How We Use Your Information

George Gadzik may use information collected through this website and related communication tools to:

Respond to your inquiry
Route your message or call to George Gadzik
Schedule or confirm appointments
Provide administrative support
Direct you to the appropriate approved resource
Maintain business and compliance records
Improve website functionality and communication processes
Send communications you have requested or consented to receive
Comply with applicable laws, regulations, supervisory requirements, and firm policies

5. Call, Chat, Text, and Communication Records

When you communicate through this website, phone, chat, voice, text, email, scheduling forms, or related communication systems, records of those communications may be created and retained. These records may include:

Website form submissions
Chat transcripts
AI-assisted chat responses
Text/SMS messages
Call logs
Voicemail recordings
Call recordings, if enabled
Call transcripts or summaries, if enabled
Appointment requests
Notes related to routing or follow-up

These records may be retained for business, compliance, supervision, quality assurance, recordkeeping, legal, or regulatory purposes.

6. SMS/Text Message Consent

If you provide your phone number and consent to receive text messages, you agree that George Gadzik or his authorized communication systems may contact you by SMS/text message for administrative, scheduling, appointment confirmation, follow-up, or related communication purposes. Message and data rates may apply. Message frequency may vary. You may opt out of text messages at any time by replying STOP. You may request help by replying HELP, where supported. No SMS Opt-In Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Text messages should not be used to submit confidential financial information, account instructions, trade instructions, money movement instructions, or other sensitive information.

7. Email Communications

If you provide your email address, you may receive administrative, scheduling, follow-up, or informational communications from George Gadzik or authorized communication systems. You may unsubscribe from marketing emails where an unsubscribe option is provided. Email should not be used to submit highly sensitive financial information unless you are specifically instructed to use a secure method.

8. Cookies and Analytics

This website may use cookies, analytics tools, pixels, or similar technologies to understand website usage, improve functionality, measure performance, and support communication or marketing efforts. You may be able to disable cookies through your browser settings. Disabling cookies may affect certain website features.

9. Third-Party Service Providers

We may use third-party service providers to operate this website, support communications, host data, process forms, provide scheduling tools, support AI-assisted receptionist functions, provide analytics, or support other business operations. These providers may process information only as needed to provide their services, support business operations, comply with legal obligations, or as otherwise permitted by their applicable agreements and policies. Examples of third-party service categories may include:

Website hosting providers
Scheduling tools
Communication platforms
Phone, voicemail, or text-message systems
AI-assisted receptionist or chat tools
Customer relationship management systems
Analytics tools

10. Non-Disclosure to Third Parties

George Gadzik does not sell your personal information to third-party marketers. SMS consent data is not sold, rented, shared, or disclosed to third parties or affiliates for marketing or promotional purposes. No mobile information, text messaging originator opt-in data, or text messaging consent will be shared with third parties or affiliates for marketing or promotional purposes. All sharing categories below exclude SMS opt-in data and consent. Information may be shared only as reasonably necessary, including:

With George Gadzik and authorized personnel who need it to respond to your inquiry or provide services
With Your IA, LLC or other appropriate compliance or supervisory personnel when required
With third-party service providers that support website, communication, or business operations
With legal, regulatory, or governmental authorities when required
With your consent or at your direction
As necessary to protect legal rights, security, or the integrity of systems

11. Data Protection & Security

We use reasonable administrative, technical, and physical safeguards designed to protect information submitted through this website and related systems.

Encryption: Digital communications and website traffic may be protected using SSL/TLS encryption where supported.
Restricted Access: Access to personal information is limited to George Gadzik, authorized personnel, approved service providers, and compliance or supervisory personnel where appropriate.
Data Minimization: AI-assisted chat, voice, text, and general website forms are intended to collect only limited basic contact and routing information, not detailed financial planning data.

No method of internet transmission, electronic storage, phone communication, text message, or email communication is completely secure. Please avoid sending sensitive financial, account, tax, legal, or personal information through general website forms, AI chat, AI voice, text message, or email unless you are specifically instructed to use a secure method.

12. Your Choices and Rights

Depending on your location and applicable law, you may request to:

Review personal information associated with you
Correct inaccurate information
Request deletion of certain information, subject to legal and regulatory recordkeeping obligations
Withdraw consent for certain communications
Opt out of marketing emails
Opt out of text messages

Some records may need to be retained to comply with legal, regulatory, supervisory, or business recordkeeping requirements.

13. Children’s Privacy

This website is not intended for children under the age of 13, and we do not knowingly collect personal information from children.

14. External Links

External websites linked from this website are governed by their own terms, privacy policies, disclosures, and security practices. George Gadzik is not responsible for the privacy practices, content, or security of third-party websites.

15. Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in services, technology, legal requirements, or compliance obligations. Any updates will be posted with a revised effective date.

16. Contact

For questions about this Privacy Policy or to request assistance regarding your information, please contact George Gadzik through the contact information provided on this website.